Simulador de Empréstimo

import math

principal = float((input('Montante do empréstimo: ')))
annual_rate = float((input('Taxa de juro anual nominal'
                           '(in %): ')))
years = int((input('Anos do empréstimo: ')))


rate = (annual_rate / 100)/12
rate1 = pow(1+rate,years*12)
monthly_payment = (principal*rate1*rate)/(rate1-1)
print('\n\nMonthly Payment:')
print('{:.2f} Euros\n\n'.format(monthly_payment))
time = years*12
x =0
balance = principal

print ('N° de prestações          Prestação mensal     '
       '  Amortização de capital       Juros   '
       '     Capital em dívida   ')
while x <time:
 juro=balance*rate
 autualization=monthly_payment-juro
 balance = balance-autualization
 x=x+1
 if x<10:
  print('    {}                         {:.2f}         '
        '              {:.2f}                {:.2f}   '
        '     '
               '   {:.2f}      '
       ''.format(x,monthly_payment,autualization,juro, balance ))
 elif x>9:
  print('    {}                        {:.2f}  '
        '                     {:.2f}                {:.2f}  '
        '      '
            '   {:.2f}   '
       '   '.format(x,monthly_payment,autualization,juro, balance ))

 elif x>100:
     print('      {}                          {:.2f}     '
           '                    {:.2f}          '
           '        {:.2f}        '
            '     {:.2f}     '
       ' '.format(x,monthly_payment,autualization,juro, balance ))

else:
     print('        {}                            {:.2f}       '
           '                    {:.2f}             '
           '       {:.2f}        '
            '       {:.2f}      '
       ''.format(x,monthly_payment,autualization,juro, balance ))